What Millennials Need to Learn from the ESPN Layoffs

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Well, this is a bummer. The big news this week is that ESPN, once considered the fastest growing and most stable news organization in sports, is laying off numerous reporters and on-air personalities. Layoffs are a cruel reality of the world we live in.  Unfortunately, reports of companies cutting jobs pop up in the news […]

Are Health Savings Accounts A Good Deal?

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Are Health Savings Accounts (HSAs) a Good Deal?

Health insurance is back in the news again. While the American Health Care Act proposed by Congressional Republicans probably faces serious legislative hurdles, it seems likely that health care is in for some major changes over the coming years. As usual, the politics of the issue are outside the scope of this blog.  Instead, I […]

Should You Buy Snapchat Stock?

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No. No, you shouldn’t. Unlike a lot of financial planners out there, I love to invest in individual stocks.  I typically include some individual stocks in a portion of my clients’ portfolios, in addition to widely diversified, low-cost ETFs or index funds. But that being said, you need a strategy for choosing which stocks to […]

What Do I Do With My 401(k) When I Leave My Job?

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The average millennial changes jobs four times before they reach the age of 32.  Generally speaking, this is a great thing from a financial perspective- salary tends to go up whenever you change jobs. There are a few situations that can arise when we hop from job to job, though.  For example, what should you […]

How to Allocate Your Money Effectively

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Ever since I founded Pacesetter Planning, I’ve worked with my clients on a wide range of financial topics.  I’ve gotten a variety of questions from clients and potential clients, and while everyone’s situation is a little different, generally they fall into the following categories: How do I manage my finances with my husband/wife/fiance/significant other? How […]

How to Pick Investments in Your 401(k)

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Stop me if you’ve heard this one before. You get a new job, go in for your first day, excited to get started.  Six hours into an eight hour onboarding training, you get a packet from HR with a 40 page document about your 401(k).  And, for the most part, you’re essentially left to set […]

How Much Home Can You Afford?

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Let’s admit it- renting an apartment just isn’t fun. Dealing with a property manager. Making (overpriced) rent payments month after month without seeing any return on your money.  There are a lot of traditional appeals of owning a home.  It’s the American Dream!  It’s a great investment! (Side bar:  it’s not always a great investment). […]