I’m excited to announce the launch of the Pacesetter Planning Personal Savings Program. The objective of this program, beginning with a four month pilot group on January 1, 2019, is to help you double the amount you’re saving every month. If you’re interested in participating in the pilot program at a 70% discount, please take […]
What are the best strategies to use to save for retirement? In this video and in the summary below, I respond to a few questions sent to me regarding the “right” ways to save for retirement. Specifically, we discuss these three questions: Presuming that a 401(k) alone won’t be sufficient to fund your retirement, what […]
In this short video, I’ll tell you what we have in store for you to close 2018 (including how to KEEP more of your 2018 money) and I have a BIG announcement for you at the end of the video! Watch the Video ⬇️ In the video above, I talk about three simple and practical ways […]
With Halloween behind us, the holiday spending season is here. And with the holiday season comes travel plans, parties, family gatherings, and, of course, gifts. With all of that comes costs. Significant ones. A study from PwC estimated that millennials spent over $1,000 on holiday-related expenses in 2017, up 26% from 2016. I’m not writing this […]
Summary When most people think about trying to improve the state of their finances, “budgeting” tends to be one of the first words that comes up. And that’s a shame. Really. I’m not sure I’ve ever met anyone who actually likes budgeting. And there are a few good reasons for not liking traditional budgeting: Most […]
Summary It’s hard to escape the investing phenomena that Bitcoin has become. The rapid growth of the investment in 2017 caused many people to wonder whether they should invest in Bitcoin. In this article, we discuss whether or not it makes sense to put some money in Bitcoin. As we will discuss, I’d invite you […]
Executive Summary When married couples with student loan debt go onto an Income-Driven Repayment plan, there’s a choice to be made: is it better to file your taxes jointly (but base your income-capped student loan payments on both you and your spouse’s income) or to file taxes separately (and only count your income when calculating […]
Like just about everything these days, most of the coverage around the “Tax Cuts and Jobs Act” has been viewed with an overwhelmingly partisan lens. Most of this has to do with the nature of the corporate tax cuts in the law, perhaps justifiably so. But in my opinion, there’s been far too little discussion […]
Nobody likes to talk about money. In many ways, finances are the last big “taboo” in our society. There’s even some research to back it up – a study from University College London surveyed 15,000 men and women in Great Britain a few years ago and found that people are seven times more likely to […]
Saving might be a virtue, but it’s not one that the market tends to reward. Even as interest rates in the economy as a whole have risen over the past few years, savings account interest rates generally haven’t followed suit. Banks are quick to raise rates on things that make them money (such as interest […]