billnelson-aboutHi, I'm Bill Nelson.

I founded Pacesetter Planning to exclusively help engaged and newlywed millennials get their finances in order and set the pace for the rest of their lives.

As scary as it is to admit, most of the biggest financial events of our lives happen in our 20s and 30s, and particularly when we get married.  You either decide to go to grad school or take the first steps down a career path.  You change jobs, earn promotions, or negotiate raises. You decide how much to start putting into a 401(k).  You decide whether, and to what extent, you should integrate your finances with your spouse.  Behind the scenes, you lay the building blocks of your credit score.  You decide when (and if) it makes sense to buy your first home.  You may even be financially preparing to have children.   And of course, we haven’t even touched on the $1.2 trillion elephant in the room - a student loan debt burden that seems to increase with every graduating senior class. I know this, because I’m living through all of these decisions and milestones myself.

All of these items are challenging enough to manage by yourself.  When you add a spouse, fiance, or partner to the mix, trying to juggle these decisions becomes even more complicated.

Compounding the problem, of course, is that no one ever taught us about money in school.  We graduated high school knowing trigonometry, but not knowing how to set a budget or the basics of investing in the stock market.  In many ways, we have significantly greater financial challenges ahead of us than our parents or grandparents.

Despite the challenges and decisions we face in our 20s and 30s, most big financial planning firms primarily focus on working with people who are either about to retire, or have a few hundred thousand dollars lying around to invest.  That’s why I founded Pacesetter Planning - to help people in my generation make good decisions to both reach these goals and to use money as a tool, not an outcome, to live the life of their dreams. And particularly, to help engaged or newlywed couples navigate all of these things

I help engaged and newlywed millennials all across the country raise their income, pay down debt, and invest for the future while also making the most of their lives today.  Even more importantly, I help these couples make these decisions and set goals for the future together.  I'm a fee-only fiduciary who can help you set your financial goals, and will take real steps to make sure you achieve them. What is a fee-only fiduciary?

  • I don't get paid by insurance companies or mutual funds to sell you their products
  • I am legally obligated to put your interests ahead of my own. Click here for more details!

I hold all of my client meetings via video conference, so you can meet with me from the comfort of your home, no matter where you live. If you’re interested in learning more, schedule a free introductory call to learn why at Pacesetter Planning, we’re all about Financial Planning for the Long Run.

When I’m not working with my clients, you can find me playing my saxophone, running along the trails in my hometown of Boston, cheering on my alma mater (Go Hoyas!), or going on an adventure with my wife, Mary Kathryn.