Financial Planning for Engaged and Newlywed Couples

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Welcome to Pacesetter Planning!

My name is Bill Nelson. I am a fee-only financial planner who specializes in working with engaged couples and newlyweds. Getting married is one of the most exciting times in your life, but there are a lot of financial stresses that come with it. I should know, I’m a newlywed myself!

I help couples all across the country learn how to effectively manage their finances as a team, integrate their financial accounts (if you want to, at least!), grow their combined income, evaluate and prioritize financial goals, and make investing decisions to help them enjoy life today while also planning for the future.

Why Work with Us?

 Fiduciary 

I am legally obligated to act in your best interest (it’s a shocking concept, I know, but believe it or not, many investment firms aren’t held to this standard).  This is so important to me that I put it in writing - check it out!

 Fee-Only

I don't take any commissions or get paid by companies to sell products.  This means that I am always able to give you unbiased financial advice.  And unlike many fee-only firms, I don’t have account minimums!

 Comprehensive Planning

I don't just focus on long-term savings goals like retirement planning or saving for college.  At Pacesetter Planning, we focus on both the sprints and the marathons.  I help you seamlessly integrate your finances with your spouse and show you to use your money to enjoy life now - not just 40 years from now. 

 Partnership and Accountability

I work together with my clients to help determine what is most important to you, and then partner with you to help implement a plan to get you there.  And, Pacesetter Planning is a judgement free zone - I don't care if you've made some big money mistakes before, it's my job to work with you to fix them!  Think of me as your fiscal fitness trainer - a teammate whose job it is to make sure you show up, put in the work, and improve your results.

 Convenient

I work virtually with clients - you can meet with me from anywhere in the United States, from the comfort of your home!  I also hold meetings outside of normal work hours and on weekends, as needed. And of course, I'm always a phone call or email away!

 Millennial-Focused

I specialize in working with engaged or newly married people in their 20s and 30s, like me.  That means more focus on income growth, credit scores, and student loan analysis, and a lot less of what you think of when you picture a stereotypical financial planner!

Recent Posts

  • The Pacesetter Planning Personal Savings Program

    The Pacesetter Planning Personal Savings Program

    I’m excited to announce the launch of the Pacesetter Planning Personal Savings Program.  The objective of this program, beginning with a four month pilot group on January 1, 2019, is to help you double the amount you’re saving every month. If you’re interested in participating in the pilot program at a 70% discount, please take […]Read More »
  • Solving the Millennial Retirement Savings Challenge

    Last week was a big week in the financial world — America Saves Week! From February 25th through March 2nd, the finance community came together to help impact the lives of Americans through motivating, encouraging, and supporting them to save money, reduce debt, and build wealth (particularly through automated savings). Now, there is an important […]Read More »
  • Why You Shouldn’t Join a Multi Level Marketing Company (and What to Do Instead)

    Why You Shouldn’t Join a Multi Level Marketing Company (and What to Do Instead)

    Why Multi-Level Marketing Companies are the Wrong Choice for the Aspiring Entrepreneur A lot of the topics I discuss on this site involve ways to effectively spend and allocate your money, whether that be though repaying student loan debts, choosing investments, or buying a new home. One thing that’s not talked about enough, though, is […]Read More »
  • Why Financial New Year’s Resolutions Don’t Work

    Why Financial New Year’s Resolutions Don’t Work

    “What’s it like to work with a financial planner?” It’s a question I get asked all the time.  When most people think about a stereotypical “financial planner”, they tend to immediately think of an investment manager.  The conversations focus solely on investment management strategies, how to “beat the market”, and sometimes life insurance sales.   […]Read More »
  • Can You REALLY Get Public Sector Loan Forgiveness?

    Can You REALLY Get Public Sector Loan Forgiveness?

    Fears about the long-term viability of the Public Sector Loan Forgiveness (PSLF) have surrounded the program ever since it was established in October 2007.  In fact, we’ve discussed these concerns on the blog before!  But since we last discussed the future of PSLF, the initial round of forgiveness data seems to validate a lot of […]Read More »