Financial Planning for Millennials

You ARE Ready.

You're ready to take the next big steps in your finances.

It's just the two of you right now, but you know

that children are in your future.

 

You want to raise your kids in a stable place,

so you're considering home ownership to give your family the secure home they deserve.

 

There is so much to consider.

 

There's your student debt.

The fact that one, or maybe both of you, are really unhappy

at the job in the career you went into debt for.

Yes, you have debt. And you have savings.

And you've made many great, responsible decisions.

 

I know that neither you or your partner is anything like the "stereotypical millennial." If I'm right about you, you're extremely responsible and you tend to work a LOT harder than you play. If you manage to play at all.

 

And if I'm right about you ...

I'm really sorry that your work isn't as fulfilling as you hoped it would be.

We can help.

If we work together,

I'm going to do a lot more than just create great financial plans for you.

 

I'm going to help you frame your perspective about money

so we can get clarity on what you both want your money to do for you.

 

The most meaningful part of our sessions together will be

helping you be the person you want to be

by aligning your money with your true values and priorities.

 

I'm not going to send you endless surveys and questionnaires (yawn).

 

We’ll meet via video chat, so it’s cool if you’re here in Boston,

in California or Florida or anywhere in between.

 

Here's how our work together might look

over the next year:

 

First - I don’t expect that your finances are already perfectly organized. So no worries about that, because I view the secondary objective of our work together as helping you get your finances organized.

 

My primary objective is to understand what you want to experience in life.

I'll ask you a series of completely unexpected and confidential questions

to get crystal clear on what each of you values most.

 

“No two minds ever come together

without, thereby, creating a third, invisible, intangible force

which may be likened to a third mind.”

― Napoleon Hill, Think and Grow Rich

 

Because your two great minds have already come together -

I'll be interviewing the three of you:

each of you, and you both as a couple.

 

Next, I’ll map out your financial facts.

 

Finally, I'll present your custom financial plan

based on your goals and priorities from our interviews.

I'm not stretching the depth of our work together to say that

you might feel like I'm your counselor in addition to

your financial planner.

I'm glad to be.

Pacesetter Planning is different.

I know what your needs are because I’m in the same boat that you are.

I'm a newlywed, having married my wonderful wife in September 2016.

 

We're living the life-work we want,

and I want to help you do the same.

 

I get you.

I get your big dreams.

And I get your big challenges.

 

I am committed to helping people of our generation

to learn from the financial mistakes and myths? of the generations before us.

 

I am committed to helping you spend and invest your money

to spend and invest your time with the people you love.

Recent Posts

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    Why Budgeting Doesn’t Work For Most People (And How To Make It Work For You!)

    Summary When most people think about trying to improve the state of their finances, “budgeting” tends to be one of the first words that comes up. And that’s a shame.  Really. I’m not sure I’ve ever met anyone who actually likes budgeting.  And there are a few good reasons for not liking traditional budgeting: Most of us think that “budgeting” means at best, being cheap, and at worst, cutting our spending on things that we like to spend money on. Budgeting isn’t easy. In fact, the way most of us try to make budgets for ourselves, it takes effort to […]Read More »
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  • The Unintended Consequence of the Tax Reform Law for Student Loan Borrowers

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  • How Will the Tax Cuts and Jobs Act Affect You?

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    Like just about everything these days, most of the coverage around the “Tax Cuts and Jobs Act” has been viewed with an overwhelmingly partisan lens.  Most of this has to do with the nature of the corporate tax cuts in the law, perhaps justifiably so.  But in my opinion, there’s been far too little discussion about the actual impact the law will have on individuals and families in our generation. Now that the political bickering is over (at least on this issue…) and the tax proposal has been finalized, let’s take a look at exactly how this tax overhaul will […]Read More »

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